Home Loans – Persistence Pay’s Off

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Looking to buy a home?  Have you heard stories of well qualified borrowers being denied a home loan and wonder how in the world are you ever going to get a loan?  While it is true some seemingly well qualified borrowers are having a hard time obtaining financing it might be a matter of finding the best fit.  These days every lender has their own set of guidelines and when it comes to meeting the scrutiny of underwriting it’s anyone’s guess who will ultimately be approved for a loan.  There are good and bad points to every lender doing business differently.  The good, just because one lender turns you down for a loan doesn’t mean the next will.

It seems everything we do these days takes a good bit of perseverance to make it happen.  Getting a home loan is no exception.  Being denied is not the end of the world.  First, find out why.  Then, move on to the next lender.  As always make sure you are comfortable with the person who is helping you and verify they have experience and a proven track record.  Don’t get discouraged, keep plugging away and don’t be afraid to ask for help.

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Category : Blog

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Since 1970 Rinetti & Co. Realtors has been selling residential and commercial real estate throughout the greater East Bay. We are boutique real estate company with a single focus, exceptional customer service from start to finish. Rinetti & Co. Realtors has the experience and practical knowledge to adapt to changing market conditions while providing our clients expert advise when buying or selling a home. If you’re considering making a move please contact us and see the difference Rinetti & Co. Realtors can make for you.


The only realtors in San Leandro...You will not meet two finer or more ethical realtors. The best! - Gary S.

Rinetti & Co. turned out to be the perfect place for me to do business...I would not hesitate to recommend their services to anyone buying or selling property. - Mary K.

...As I am sure you are aware, a house is stucco, wood and nails, but a home is where a lifetime of memories are created. Our mother was very proud of her home, it meant so much to her.

- Trent B.

...Thanks for your patience, guidance & professionalism, you made this experience a great one that we will never forget...We can’t thank you enough, thanks a bunch!!! - Rocio R.

If anyone in the East Bay is looking to buy or sell a home, please consider my friends and agents Tianne Rinetti-Vittoria and Perry Vittoria! They helped us buy our house and did an amazing job! They go above and beyond.”

- Chris S.

San Leandro Office
1103 MacArthur Boulevard
San Leandro, CA 94577

(510) 568-6171

Pleasanton Office
6754 Bernal Avenue, Suite 740-176
Pleasanton, CA 94566
(925) 364-5013

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